September 15 -
October 15, 2017
Wealth Advice From Those Who Know
Despite what you might think, becoming wealthy is often boring.
It's often small, daily choices that lead to financial security
in the fullness of time. Here are tips based on the success of
some of the world’s wealthiest people.
You Don't Have to Game the System. Billionaire Warren
Buffett lives in Omaha, Nebraska, and he made his investment
fortune on the fundamentals: focusing on companies with strong
annual cash flow, and choosing companies that aren't at risk of
technical obsolescence. Buffett spent the early part of his
career investing in insurance companies. It's not sexy, but it
obviously worked. Whether you have $50 to invest or $5,000,
sticking with the fundamentals is smart.
Simplify Your Life. Carlos Slim, a Mexican business magnate,
was ranked as the richest person in the world from 2010 to 2013.
He has lived in the same house for more than 40 years.
Constantly pursuing things you don't need puts you on a
financial treadmill, not an upward escalator.
Driven by Passion. Christopher Paul Gardner is "only" a
millionaire, but he was a homeless single father for a time. The
inspiration for the movie The Pursuit of Happiness, his advice
is "Find something you love to do so much, you can't wait for
the sun to rise to do it all over again. That way, even if you
don't make millions, at least you'll never have to ‘work’."
Save to Invest; Don't Save to Save. According to author
Grant Cardone: "The only reason to save money is to invest it.
Put your saved money into secured, untouchable accounts. Never
use that money for anything, not even an emergency." He adds
that this will force you to increase your income, which is, of
course, another key to wealth.
~ Elisa McNinch
Walk To Grow Your Brain
study funded by the National Institute on Aging, 120 people ages
55 to 80 were divided into 2 groups, with half instructed to
walk for 40 minutes a day 3 times a week. The other half did
exercises to stretch and tone their muscles.
6 months, and then 1 year, the scientists measured the size of
the hippocampus, a section of the brain that tends to shrink
the walking group, the volume of the hippocampus had increased
by 2 percent at the end of the year, while in the other group
the hippocampus had decreased by 1.5 percent.
whatever your age, remember that taking a brisk walk can keep
you physically and mentally healthy throughout your life.
Keeping Tidy Your Way
company Lifehacker recently surveyed people, seeking their best
cleaning hacks. Here are three of the best responses:
Fit your house to your habits. If you tend to drop your keys
on the counter when you come in the house, put a small basket on
the counter or hooks on the wall next to the counter. If you
tend to toss your dirty clothes on the floor next to the bath
door, stick a hamper there.
at where your clutter tends to wash up into piles, and consider
adding a cabinet there. Sure that'll get cluttered, too, but at
least you can close the doors to hide it.
Schedule cleaning around entertainment. If you like a
particular podcast and don't feel like you have time to listen,
kill two birds with one stone. Enjoy that podcast while
scrubbing the toilet or vacuuming the house. Or clean out the
cabinet your clutter washes up into.
Clean little things while waiting. You put toast in the
toaster...3 minutes to clean some dishes. You turn on the
computer...2 minutes to clean your desk. Your daughter takes an
extra 10 minutes to get ready after you tell her it's time to
go...wash the bathroom counter or clean the mirror. Embrace the
We Catch A Cold
season is coming. Most colds begin in late August or early
September, increasing slowly for a few weeks, then remaining
high until March or April. The increase may be due to the
opening of schools and to cold weather, which prompts people to
spend more time indoors and increase the chances that viruses
will spread from person to person. Also the most common
cold-causing viruses survive better when humidity is low—during
the colder months of the year. Cold weather also may make the
nasal passages' lining drier and more vulnerable to viral
infection entering the body.
washing is the simplest and most effective way to keep from
getting rhinovirus colds. Not touching the nose or eyes is
another. Other than direct contact with an infected person —hand
to face contact is the most common way of transferring the virus
into your body.
Individuals with colds should always sneeze or cough into a
facial tissue, and promptly throw it away. Also, because
rhinoviruses can survive up to three hours outside the nasal
passages on inanimate objects and skin, cleaning surfaces with a
disinfectant might help if someone in the house has a cold.
To Prevent Bathroom Mold
matter where you live, high moisture in your bathroom makes mold
difficult to control. Eliminate moisture by taking these steps:
First, after a bath or a shower, squeegee water off the
shower walls. That eliminates at least three-fourths of
the moisture that supports mold and mildew growth.
run your fans during your shower and for a half hour after.
seal grout lines annually with a standard grout sealer.
To get rid of current
mold, scrub with detergent and water, then let the surface dry
completely. Or use a solution of 10% bleach and 90% water (a
stronger bleach solution will not give better results). If the
fans aren't clearing out most of the moisture after 10 minutes,
your fans may not be moving enough air. Ask an electrician for
the right fan for your size of bathroom.
Write It Down
elderly husband and wife noticed that they were beginning to
forget little things around the house. So, they decided to see
their physician to get some help. Their physician told them that
many people their age find it useful to write themselves little
notes as reminders. The elderly couple thought this sounded
wonderful, and left the doctor's office very pleased with the
they got home, the wife said, "Dear, will you please go to the
kitchen and get me a dish of ice cream with some strawberries on
it? Now, better write that down, because I know you'll forget."
"Don't be silly," replied the husband. "A dish of ice cream and
some strawberries. I can remember that between here and the
dear, but I'd like you to put some whipped cream on top. Now
you'd really better write it down now. You'll forget," said the
now, my memory's not all that bad," said the husband.
with that, the husband shut the kitchen door behind him. The
wife could hear him getting out pots and pans, and making some
noise inconsistent with his preparing a dish of ice cream,
strawberries, and whipped cream. He emerged from the kitchen
about 15 minutes later.
Walking over to his wife, he presented her with a plate of bacon
wife took a look at the plate, glanced at her husband and said,
"Hey, where's my toast?"
Far Does A File Travel?
computers sit side by side, separated by a hand’s width. One has
a file the other needs. To get the file from one computer to the
other, computer A must send the file to a third party, called an
internet server. Computer B can fetch it from the server.
say the server lives on the west coast of Canada, which is
separated by an entire continent and the Atlantic Ocean from
where the two computers are sitting in London—just a hand’s
file travels from computer A through cables under the ocean to
the server and then the same distance back to computer B. So
your information travels halfway around the world just to hop
over to the other computer. Thanks to the speed of light, that
seems to happen almost instantaneously.
Art Of Keeping Tomatoes Fresh
you buy too many tomatoes at the market, you'll be happy to know
how to keep them fresh longer.
Ideally, if you have firm, ripening tomatoes, you don't want to
refrigerate them, unless you live in a super-hot climate. Since
tomatoes originated in a warm climate, they're more comfortable
ripening and keeping at room temperature. A very ripe tomato
should be refrigerated in order to stop enzyme activity, then
allowed to sit at room temperature for a day before eating.
addition, tomatoes should be stored in a single layer, stem-side
down (after the stem has been plucked). Most of a tomato’s
moisture escapes from the stem, and storing them upside down on
a flat surface can help prevent this.
Another tip to prevent moisture loss, is to cover the stem
opening with a bit of tape. With a few precautions, your
tomatoes will stay firm, plump, and juicy, until you’re ready
for your next tomato sandwich.
Secret History Of Monopoly
you know that the board game Monopoly was originally
known as The Landlord's Game? It was designed and
patented by Elizabeth Magie in 1903. Magie intended it to
illustrate the consequences of rent, privilege, and land value
taxation. Her emphasis was on the concept of economic rent,
which is viewed as unearned revenue vs. earned income through
productive human action.
game was popular among friends, and passed along using
hand-drawn boards. By 1933, several people had contributed to
the game's design in small ways, making it one of the first
successfully crowd-sourced games.
the early 1930s a man named Charles Darrow was particularly
enamored of the game, and he eventually was able to sell it to
Parker Brothers, claiming it as his own invention. At first,
when Parker Brothers realized that Darrow had lied, they asked
him to sign an affidavit asking him to repeat his statements to
the contrary, and thus bolster their claim to the game. They
eventually bought out the original patent by Magie, though her
fame was quickly buried, and Darrow was celebrated as the
developer. Now you know, Monopoly was in fact invented by
a stenographer using her hidden brilliance to attempt in some
small way to affect the world around her.
Does The Car Thermometer Work?
would assume that either the heat from the engine or the chill
from the wind, when the car is in motion, would dramatically
affect the accuracy. But that's not the case. Oh, the
temperature is seldom correct, but for different reasons than
you might think.
outside temperature sensors on cars are located underneath near
the front bumper bar. The sensor is far away from the engine
body itself so the temperature measured will not be affected by
the hot engine body.
wind chill factor only applies to the human body because the
cold, high speed wind takes away the heat from the body. But for
a temperature sensor, no matter how fast the wind is, the sensor
will just measure the temperature of the ambient air.
why is the temperature still inaccurate?
Temperature is usually measured with a mercury thermometer. The
liquid mercury inside the thermometer expands and rises to a
certain value when heat is added, and contracts and falls to a
lower value when heat is removed.
However, a car doesn't actually have a thermometer. It has,
instead, a thermistor, which is a type of resistor that measures
change in electrical current, as a result of heat being added or
The real reason the
temperature reading is often incorrect is due to where the
thermistor is located on the car. Most automakers place it on
the front of the car behind the grille. This location exposes
the instrument to radiated heat from the road surface. For that
reason, the temperature reading you see is usually hotter than
the true outside temperature. In fact, when the car is moving,
the temperature will be more accurate as the surface temperature
of the road varies.
“Sometimes dreams are enough, and they don't need to
become goals. I like the idea of fishing at 5am, not necessarily
getting up to fish at 5am.”
August & September 2017 Answer
Frogs can be found on every continent in the world
Congratulations to Cheryl Free!
Your name was
randomly selected from all of the correct entries.
You won a $50 gift card from either Amazon.com,
Academy, Target, Khol's, OR Pappas
restaurant gift card. Your choice! Bed,
Bath, & Beyond, Olive Garden or Carrabba's Italian
Grill, OR Home Depot gift card. Your choice!
September & October 2017 Trivia Quiz Question
September comes from the Latin root for what number?
contacts Elisa via email (email@example.com)
or phone (832-746-7911) with the correct answer by
September 5th will be entered into a drawing for a
$50 gift card from Bed,
Bath, & Beyond, Olive Garden or Carrabba's
Italian Grill, Randalls / Kroger, OR Home Depot. Your choice!