Elisa McNinch & The Bruner Team

11211 Katy Fwy, Suite #415, Houston, TX 77079 / Office: 713-937-1000 / Fax: 832-604-4186


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Month's Recipe: "Applie Pie Bars" from Land O'Lakes

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"20 Incredible Ways to Decorate with Pumpkins this Fall" from SouthernLiving.com  

 

 

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Email Elisa

Elisa@BrunerTeam.com

www.ElisaMcNinch.com

 

Elisa McNinch,

Five-Star Estate Professional Award Multiple-Years (2012-2017).

Recognized in Texas Monthly Magazine

June 2012-2017

 

Email Kim

Kim@BrunerTeam.com

Executive Assistant

& Licensed Realtor

 

 

Email Judy

Judy@BrunerTeam.com

 

 

 

Bruner Team INFO Newsletter

 September 15 - October 15, 2017

 

 

Wealth Advice From Those Who Know

Despite what you might think, becoming wealthy is often boring. It's often small, daily choices that lead to financial security in the fullness of time. Here are tips based on the success of some of the world’s wealthiest people.

You Don't Have to Game the System. Billionaire Warren Buffett lives in Omaha, Nebraska, and he made his investment fortune on the fundamentals: focusing on companies with strong annual cash flow, and choosing companies that aren't at risk of technical obsolescence. Buffett spent the early part of his career investing in insurance companies. It's not sexy, but it obviously worked. Whether you have $50 to invest or $5,000, sticking with the fundamentals is smart.

Simplify Your Life. Carlos Slim, a Mexican business magnate, was ranked as the richest person in the world from 2010 to 2013. He has lived in the same house for more than 40 years. Constantly pursuing things you don't need puts you on a financial treadmill, not an upward escalator.

Be Driven by Passion. Christopher Paul Gardner is "only" a millionaire, but he was a homeless single father for a time. The inspiration for the movie The Pursuit of Happiness, his advice is "Find something you love to do so much, you can't wait for the sun to rise to do it all over again. That way, even if you don't make millions, at least you'll never have to ‘work’."

Save to Invest; Don't Save to Save. According to author Grant Cardone: "The only reason to save money is to invest it. Put your saved money into secured, untouchable accounts. Never use that money for anything, not even an emergency." He adds that this will force you to increase your income, which is, of course, another key to wealth.

~ Elisa McNinch


 

Take A Walk To Grow Your Brain

In a study funded by the National Institute on Aging, 120 people ages 55 to 80 were divided into 2 groups, with half instructed to walk for 40 minutes a day 3 times a week. The other half did exercises to stretch and tone their muscles.

After 6 months, and then 1 year, the scientists measured the size of the hippocampus, a section of the brain that tends to shrink with age.

In the walking group, the volume of the hippocampus had increased by 2 percent at the end of the year, while in the other group the hippocampus had decreased by 1.5 percent.

So whatever your age, remember that taking a brisk walk can keep you physically and mentally healthy throughout your life.

 

Keeping Tidy Your Way

The company Lifehacker recently surveyed people, seeking their best cleaning hacks. Here are three of the best responses:

1. Fit your house to your habits. If you tend to drop your keys on the counter when you come in the house, put a small basket on the counter or hooks on the wall next to the counter. If you tend to toss your dirty clothes on the floor next to the bath door, stick a hamper there.

Look at where your clutter tends to wash up into piles, and consider adding a cabinet there. Sure that'll get cluttered, too, but at least you can close the doors to hide it.

2. Schedule cleaning around entertainment. If you like a particular podcast and don't feel like you have time to listen, kill two birds with one stone. Enjoy that podcast while scrubbing the toilet or vacuuming the house. Or clean out the cabinet your clutter washes up into.

3. Clean little things while waiting. You put toast in the toaster...3 minutes to clean some dishes. You turn on the computer...2 minutes to clean your desk. Your daughter takes an extra 10 minutes to get ready after you tell her it's time to go...wash the bathroom counter or clean the mirror. Embrace the wait time.


 

 Why We Catch A Cold

Cold season is coming. Most colds begin in late August or early September, increasing slowly for a few weeks, then remaining high until March or April. The increase may be due to the opening of schools and to cold weather, which prompts people to spend more time indoors and increase the chances that viruses will spread from person to person. Also the most common cold-causing viruses survive better when humidity is low—during the colder months of the year. Cold weather also may make the nasal passages' lining drier and more vulnerable to viral infection entering the body.

Hand washing is the simplest and most effective way to keep from getting rhinovirus colds. Not touching the nose or eyes is another. Other than direct contact with an infected person —hand to face contact is the most common way of transferring the virus into your body.

Individuals with colds should always sneeze or cough into a facial tissue, and promptly throw it away. Also, because rhinoviruses can survive up to three hours outside the nasal passages on inanimate objects and skin, cleaning surfaces with a disinfectant might help if someone in the house has a cold.

 

How To Prevent Bathroom Mold

No matter where you live, high moisture in your bathroom makes mold difficult to control. Eliminate moisture by taking these steps:

·    First, after a bath or a shower, squeegee water off the shower walls. That eliminates at least three-fourths of the moisture that supports mold and mildew growth. 

·    Second, run your fans during your shower and for a half hour after.

·    Third, seal grout lines annually with a standard grout sealer.

To get rid of current mold, scrub with detergent and water, then let the surface dry completely. Or use a solution of 10% bleach and 90% water (a stronger bleach solution will not give better results). If the fans aren't clearing out most of the moisture after 10 minutes, your fans may not be moving enough air. Ask an electrician for the right fan for your size of bathroom. 


 

 Better Write It Down

An elderly husband and wife noticed that they were beginning to forget little things around the house. So, they decided to see their physician to get some help. Their physician told them that many people their age find it useful to write themselves little notes as reminders. The elderly couple thought this sounded wonderful, and left the doctor's office very pleased with the advice.

When they got home, the wife said, "Dear, will you please go to the kitchen and get me a dish of ice cream with some strawberries on it? Now, better write that down, because I know you'll forget."

"Don't be silly," replied the husband. "A dish of ice cream and some strawberries. I can remember that between here and the kitchen!"

"OK, dear, but I'd like you to put some whipped cream on top. Now you'd really better write it down now. You'll forget," said the wife.

"Come now, my memory's not all that bad," said the husband.

And with that, the husband shut the kitchen door behind him. The wife could hear him getting out pots and pans, and making some noise inconsistent with his preparing a dish of ice cream, strawberries, and whipped cream. He emerged from the kitchen about 15 minutes later.

Walking over to his wife, he presented her with a plate of bacon and eggs.

The wife took a look at the plate, glanced at her husband and said, "Hey, where's my toast?"

 

How Far Does A File Travel?

Two computers sit side by side, separated by a hand’s width. One has a file the other needs. To get the file from one computer to the other, computer A must send the file to a third party, called an internet server. Computer B can fetch it from the server.

Let’s say the server lives on the west coast of Canada, which is separated by an entire continent and the Atlantic Ocean from where the two computers are sitting in London—just a hand’s width apart.

The file travels from computer A through cables under the ocean to the server and then the same distance back to computer B. So your information travels halfway around the world just to hop over to the other computer. Thanks to the speed of light, that seems to happen almost instantaneously.

 

The Art Of Keeping Tomatoes Fresh

When you buy too many tomatoes at the market, you'll be happy to know how to keep them fresh longer. 

Ideally, if you have firm, ripening tomatoes, you don't want to refrigerate them, unless you live in a super-hot climate. Since tomatoes originated in a warm climate, they're more comfortable ripening and keeping at room temperature. A very ripe tomato should be refrigerated in order to stop enzyme activity, then allowed to sit at room temperature for a day before eating.

In addition, tomatoes should be stored in a single layer, stem-side down (after the stem has been plucked). Most of a tomato’s moisture escapes from the stem, and storing them upside down on a flat surface can help prevent this.

Another tip to prevent moisture loss, is to cover the stem opening with a bit of tape.  With a few precautions, your tomatoes will stay firm, plump, and juicy, until you’re ready for your next tomato sandwich.

 

The Secret History Of Monopoly

Did you know that the board game Monopoly was originally known as The Landlord's Game? It was designed and patented by Elizabeth Magie in 1903. Magie intended it to illustrate the consequences of rent, privilege, and land value taxation. Her emphasis was on the concept of economic rent, which is viewed as unearned revenue vs. earned income through productive human action.

The game was popular among friends, and passed along using hand-drawn boards. By 1933, several people had contributed to the game's design in small ways, making it one of the first successfully crowd-sourced games.

In the early 1930s a man named Charles Darrow was particularly enamored of the game, and he eventually was able to sell it to Parker Brothers, claiming it as his own invention. At first, when Parker Brothers realized that Darrow had lied, they asked him to sign an affidavit asking him to repeat his statements to the contrary, and thus bolster their claim to the game. They eventually bought out the original patent by Magie, though her fame was quickly buried, and Darrow was celebrated as the developer. Now you know, Monopoly was in fact invented by a stenographer using her hidden brilliance to attempt in some small way to affect the world around her.

 

How Does The Car Thermometer Work?

You would assume that either the heat from the engine or the chill from the wind, when the car is in motion, would dramatically affect the accuracy. But that's not the case. Oh, the temperature is seldom correct, but for different reasons than you might think.  

Most outside temperature sensors on cars are located underneath near the front bumper bar. The sensor is far away from the engine body itself so the temperature measured will not be affected by the hot engine body.

The wind chill factor only applies to the human body because the cold, high speed wind takes away the heat from the body. But for a temperature sensor, no matter how fast the wind is, the sensor will just measure the temperature of the ambient air.

So why is the temperature still inaccurate?  

Temperature is usually measured with a mercury thermometer. The liquid mercury inside the thermometer expands and rises to a certain value when heat is added, and contracts and falls to a lower value when heat is removed.

However, a car doesn't actually have a thermometer. It has, instead, a thermistor, which is a type of resistor that measures change in electrical current, as a result of heat being added or removed.

The real reason the temperature reading is often incorrect is due to where the thermistor is located on the car. Most automakers place it on the front of the car behind the grille. This location exposes the instrument to radiated heat from the road surface. For that reason, the temperature reading you see is usually hotter than the true outside temperature. In fact, when the car is moving, the temperature will be more accurate as the surface temperature of the road varies.

                                                                     

“Sometimes dreams are enough, and they don't need to
become goals. I like the idea of fishing at 5am, not necessarily
getting up to fish at 5am.”


 

August & September 2017 Answer

 

Question:   Frogs can be found on every continent in the world except ________.

Answer:  Antarctica

 

Congratulations to Cheryl Free!  Your name was randomly selected from all of the correct entries.  You won a $50 gift card from either Amazon.com, Academy, Target, Khol's, OR Pappas restaurant gift card.  Your choice! Bed, Bath, & Beyond, Olive Garden or Carrabba's Italian Grill, OR Home Depot gift card. Your choice!

 

 

September & October 2017 Trivia Quiz Question

 

Question: September comes from the Latin root for what number?

 

Everyone who contacts Elisa via email (elisa@brunerteam.com) or phone (832-746-7911) with the correct answer by September 5th will be entered into a drawing for a $50 gift card from Bed, Bath, & Beyond, Olive Garden or Carrabba's Italian Grill, Randalls / Kroger, OR Home Depot.  Your choice!